• VIP Program

    Vested Insurance Partnership (VIP) Program

    Share the reward on the best and most profitable accounts you place with us.

    Why Participate In The VIP Program?

    The program offers you the opportunity to share in the underwriting profit and investment income of your own business, creating a new, tax-efficient revenue stream for your agency. No other commercial or personal lines insurer offers a similar program.

    You can earn both underwriting and investment income, while continuing to earn usual commission income.

    Program Details:
    • Receive 25% of the underwriting income on the accounts you select for the program.
    • Most lines of business are eligible.
    • No minimum individual premium size.
    • No impact on underwriting, pricing or commission income.
    In addition to dividends and commission, profit sharing is also paid on any account (or any portion of any account) not already ceded to the program.

    By the Numbers:
    • $500,000,000 in earned premium since inception
    • 51% average ultimate loss ratio
    • $76,000 average dividend in 2018
    • 200 agents and wholesalers
    • Eighth year of operation 

    How Does The VIP Program Work?

    Business is written through AmTrust with no impact on customer coverage, claims handling or your day-to-day operations. You choose which business goes into the program immediately at the point-of-sale.

    Who Is Eligible?

    Eligibility is limited to a select group of independent agents and wholesalers who commit to placing a book of highly profitable business into this program and participate in the profits generated. No start-up expenses or capital contributions are necessary in the first year, so getting started is simple.

    Can I roll in my existing AmTrust business?

    Yes. You can roll in your existing AmTrust business after exceeding $1 million of new business, and then as a dollar-for-dollar match with additional new business.

    When will I receive my payment?

    Three years after the expiration of all the policies for a given underwriting year, that year will be eligible for dividend consideration.

    Who can I contact to learn more?

    Contact Steve Bankes at 312.805.3835 / Steven.Bankes@amtrustgroup.com or your AmTrust regional sales representative.

    About AmTrust Financial - Commercial, Small Business Insurance Carrier

    AmTrust Financial Services is an industry-leading insurance provider, focusing on small business insurance solutions with an emphasis on workers’ compensation coverage. We are a top five writer of workers’ compensation insurance in the United States and the #1 carrier in the small workers’ compensation market. Our mission has remained the same since the beginning: To deliver outstanding insurance and risk solutions to our clients and partners around the world through innovation, niche expertise, and unparalleled service.

    Grow your book of business and earn competitive commissions with a carrier who supports its agents with the resources they need to succeed.

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